By Brian O’Connell
Getting a good bank interest rate is always about doing your homework, but BankingMyWay.com has got your back.

Here are some of the best rate deals we found this week:

Checking: South Carolina-based Countybank has a new reward checking account called Kasasa Cash that offers 4.75% on balances up to $25,000. Account holders must make 10 debit card purchases and agree to receive bank statements electronically. That could be a small price to pay for a great rate.

Savings: Green is good at Washington-based Regal Financial Bank with a savings account called “Emerald Savings”. The savings account with a rate of 2.75%. Account holders need to keep a minimum balance of $2,500 to get the rate (it drops to 0.50% for assets under that amount).

CDs: Illinois-based Wheatland Bank is offering a 3.20% yield on two-year CDs, and a one-year CD with a 2.71% APY. However, the deal comes with a few obligations, including a $2,500 minimum deposit.

Money market accounts: Alabama-based Umbrella Bank is offering a money market rate at 2.50%, but with a catch. The depositor must have a minimum balance of $25,000. But, even if you don’t, the rates aren’t bad. Deposits up to $10,000 still warrant a 2.12% rate; while deposits between $10,000 and $25,000 earn a 2.25% money market rate.

One downer deal for the week though is with Jacksonville, Fla. based EverBank. Though the bank has done a good job of offering some creative, high-paying interest rates for things like banks savings accounts and certificates of deposit (CDs), they’ve decided to up their fees and account minimums on their Yield Pledge Money Market Account.

Previously, fees and minimum balances on the money market account used to be $4.95, and $1,500.00, respectively. But EverBank has almost doubled that fee to $8.95 for money market assets less than $5,000.

— For more ways to save, spend, invest and borrow, visit MainStreet.com.