Personal Finance Articles
By Brian O’Connell
Rates on Certificates of Deposit (CDs) may have fallen over recent months, but CDs are still one of the best hedges against the kind of stock market volatility we saw in 2008, when millions of stock investors saw their portfolios slashed by 40% or more.
By Brian O’Connell
Getting a good bank interest rate is always about doing your homework, but BankingMyWay.com has got your back.
By BankingMyWay.com Staff
One of the reasons certificates of deposits, or CDs, are popular in today’s market is because they are safe investment tools.
By Brian O’Connell
The Federal Reserve’s decision to leave the Federal Funds rate at 0.25% last week wasn’t a surprise to bond traders, but it’s certainly going to contribute to the downward spiral we’re seeing in CD rates.
By Brian O’Connell
With inflation in check, the Federal Reserve saw no need to move interest rates higher; a decision that should keep bank rates low for the time being.
Compare CD Rates
NEW: Insurance Center
Shopping for insurance is quick and easy with our Insurance Center! Learn about:
- Health Insurance
- Auto Insurance
- Life Insurance
- Term Life Insurance
Compare quotes and save money today!
CD Calculators
Maximize your return
Use 'CD Laddering' to get high yields and sufficient access to your cash. CD laddering is your best option for a savings portfolio that will deliver both interest income and available cash. This calculator will help you build a CD ladder that's right for you.
Calculate your earnings and more.
Use this CD calculator to find out how much interest you can earn on a Certificate of Deposit (CD). We will calculate your Annual Percentage Yield (APY) and ending balance. You'll get a detailed schedule of your CD's balance and interest earned.
What will it take to reach your investment goal?
This savings goal calculator helps calculate what is necessary to reach a financial goal. Enter in a savings plan and view the financial results.
What will it take in case there is an emergency in your life?
An emergency savings plan can help you manage unforeseen auto repairs, unemployment, property damage, and legal issues. An emergency savings plan lets you can focus on how to fix the problem with less worry. This emergency savings calculator helps determine the amount of savings needed, and how to begin saving toward this goal.
How do I save to reach my goals?
This savings goal calculator helps calculate what is necessary to reach a financial goal. Enter in a savings plan and view the financial results. Click the report button to get more information about the plan, and what can be done to make sure that it is on track.
US Rate Map - National CD APY
|
|
|
|
Lower Rates
Higher Rates
This illustration shows rates based on all terms and locations of a particular state. Products may not be offered by all institutions. Individual institutions determine the availability and required qualifications of their products. Product restrictions may apply.



