Home Equity Archives

Home Equity Rates Are Low: Can You Get a Loan?
By: Jeff Brown

NEW YORK (MainStreet) – Looking for a silver lining in today’s dismal financial news? Well here it is: interest rates on home equity loans are dropping. Read more»

Study: Only 49% of Homeowners Think Their Value Is Safe
By: Brian O'Connell

NEW YORK (BankingMyWay) -- Here’s a disturbing study to wrap your brain around this afternoon: Rasmussen Reports is out with new research that shows 49% of all U.S. homeowners believe there is still financial value in their homes, marking the first time less than 50% of Americans are convinced their homes are not underwater. Read more»

Home Equity Loans Drown Homeowners
By: Jeff Brown

NEW YORK (BankingMyWay) — Millions of homeowners owe lenders more than their homes are worth, but it turns out that in addition to toxic mortgages and falling home prices, one of the chief culprits of the fallout was the seemingly harmless home equity loan. Read more»

Can a Good Economy Hurt Your HELOC?
By: Jeff Brown

NEW YORK (BankingMyWay) — Inflation is kicking up overseas, so maybe it’s time to pay off your home equity line of credit. Read more»

Use Your Home as a Retirement Asset
By: Jeff Brown

“What’s your number?” In the past few years the question has become a popular way of thinking about funding retirement, and it’s even featured in ING bank’s (Stock Quote: ING) ad campaign. But it’s not completely clear what the number includes. Is it retirement savings? Your total net worth? Or something else? One of the key questions is, How does your home fit in? Read more»

How to Deal With a HELOC Freeze
By: Jeff Brown

A home equity line of credit, or HELOC, can provide quick access to cash at low interest rates. But the homeowner’s money management plans can unravel if the lender freezes the credit line. Can they really do that? Read more»

Home Equity on Steroids: A Proposal
By: Brian O'Connell

Here’s an intriguing idea: A bill in Congress would enable homeowners to become only partial owners of their homes to reduce their monthly mortgage payments. The downside? Well, it would mean giving up some or all of the equity in their houses. Read more»

Using Home Equity in Retirement
By: Jeff Brown

The federal government is trying to make life a little easier for seniors by trimming fees on reverse mortgages, a way of converting home equity into cash. But that raises a broader question: Where does your home equity fit into your retirement plans? Read more»

Buy a Car With A Home Equity Loan?
By: Jeff Brown

No matter how often you change the oil, flush the radiator or replace the hoses and belts, eventually your ride will go to car heaven – or an owner more patient with hassles. With new car prices averaging around $30,000, you may have to borrow to stay on the road. Read more»

Home Equity Loans Face Recession Trials
By: Jeff Brown

It’s a simple idea: Borrow against your home to renovate, pay off credit cards, send a child to college or build up a rainy-day fund. But getting a home equity loan can be especially challenging today and lenders are worrying more than ever about getting paid back. Read more»

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