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Credit Center Archives
NEW YORK (BankingMyWay) – Back in January, one of the major credit reporting agencies, Experian (Stock Quote: EXPE), announced itwould begin including rental payments in its credit score formula.
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NEW YORK (MainStreet) – There’s one area of the credit card market that is growing by leaps and bounds – prepaid cards – and federal law enforcement officials say it’s a troubling trend that can be accounted for, at least in part,
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NEW YORK (MainStreet) — Creditors are still skittish about lending these days, and for borrowers looking for credit, job one is not to do anything that will chase those lenders away.
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NEW YORK (MainStreet) — Citi Cards (Stock Quote: C) has finished testing the new FICO 8 model, a credit scoring tool launched in 2009 that does away with the conventional FICO model.
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NEW YORK (BankingMyWay) — Payday operators have long operated in the shadows on the seamier side of town, but one community bank is looking to bring payday loans into the sunshine of respectability. It offers better rates and has a unique savings feature attached that promotes savings and not spending.
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NEW YORK (BankingMyWay) — In 2010, Congress made it a priority to put “swipe fee” language into the Financial Reform Act, but the card industry's lobbying efforts to delay such reform could cost retailers up to $1 billion per month.
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WASHINGTON (TheStreet) -- Bank lending to small businesses continued to decline in 2009 and 2010, but there were some signs of stabilization, according to the Small Business Administration.
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NEW YORK (MainStreet) – Going against the tide of rising fees, one bank took a look at the hard work our armed forces are doing overseas and came up with a nice “thank you” present - unsecured personal loans of up to $10,000.
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NEW YORK (BankingMyWay) — Credit bureaus don’t give much weight to a person's history of rent payments when considering creditworthiness, but considering that one-third of the U.S.
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NEW YORK (RateWatch) – A home equity line of credit (HELOC) can be a great option for homeowners who need to borrow money but don’t feel like paying the steep interest rates of a credit card or personal loan.
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